RESIDENT SCREENING

At Texas Prime Real Estate, protecting your investment starts with placing the right residents. Every applicant undergoes a thorough credit and criminal background check, whether we procure the tenant directly or another REALTOR® brings us the applicant.

Our screening process includes:

• Identity verification
• Public record search
• Criminal history review
• Rent-to-income verification
• Eviction records
• Employment verification
• Rental history check
• Credit score analysis

CREDIT SCORE

While credit scores matter, we look beyond the number. A less-than-perfect score can sometimes be balanced by strong rental history and reliable income. Our goal is to understand the full financial picture, not just a single metric.

CRIMINAL HISTORY

Residency may be denied based on criminal history. Automatic denial of tenancy applies for specific convictions within the past seven years (see criteria below).

• Automatic Denial of Tenancy for Convicted Crimes Within the Past Seven Years Include

  • 1st, 2nd, and 3rd degree murder
  • Harassment or stalking
  • Kidnapping
  • Simple or aggravated robbery
  • Terrorist threats
  • Felony controlled substance
  • Felony burglary/theft
  • Arson
  • 1st, 2nd, 3rd and 4th degree sexual assault or misconduct
  • 2nd degree manslaughter
  • 1st and 2nd degree assault
  • In possession of a controlled substance or intent to distribute a controlled substance
  • At attempt to commit one of the above stated crimes
  • Misdemeanors
  • Any Misdemeanor may be subject to Denial
  • Type of charge and date of conviction may affect the decision
  • Proof of resolution may also be required
  • Felonies
  • Felony convictions less than 7 years from release may be denied
  • Per Federal regulation, drug and alcohol use felonies may be acceptable with proper documentation
  • Regardless of conviction date, no applicant with a felony conviction for any of the following will be accepted
  • Acts of violence
  • Sex crimes
  • Illegal manufacturing or distribution of drugs

INCOME VERIFICATION

Applicants must show a combined gross monthly income of at least 3x the monthly rent. Proof of income is required:

• Self-employed applicants: bank statements and tax returns
• Employed applicants: recent pay stubs and, if applicable, tax returns

RENTAL HISTORY

Applicants should have at least one year of verifiable rental history from a third-party landlord. Shorter history may require an additional deposit or guarantor. Negative rental history—such as late payments, eviction(s), excessive lease violations, property damage, unauthorized tenants/pets, improper notice to vacate, repeated NSF charges, or nuisance violations—may result in denial.

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